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in 10 minutes

NO MEDICAL EXAMS - NO BLOOD TESTS

Life is uncertain. Secure it. And do it as affordable as possible

Protect What Matters Most

Your Family, Health, and Future

From life insurance and IUL to ACA health plans, Medicare, and retirement annuities, I provide clear, personalized guidance to help you protect your family, secure affordable healthcare, and build long-term financial stability—all in one simple place.

Life Insurance

Protect your family and build long-term financial security with flexible coverage and tax-advantaged growth.

Health Insurance

Get the right plan at the best price with simple, personalized help for ACA and Medicare enrollment.

Annuities

Secure guaranteed income, safe growth, and long-term retirement stability without market risk.

OUR CLIENTS SAY

“Patrick made everything easy. I wanted a small final expense plan so my kids wouldn’t worry about costs, and he walked me through every option. Quick, honest, and affordable. Highly recommend.”

“After buying our first home, we had no idea what mortgage protection even was. Patrick explained it clearly and found us a plan that fits our budget. We feel so much more secure now.”

“I was nervous about retirement and losing money in the market. Patrick helped me set up a safe annuity with guaranteed income. Clear, patient, and very knowledgeable.”

Sophia

Final Expense

Mia

Mortgage Protection

Ava

Annuity

ABout me

Patrick M. Dammert

I don’t work for just one insurance company—I work for you. With access to dozens of trusted A+ carriers, I compare rates and benefits to make sure you’re getting the strongest plan for the lowest cost. My job is to find the option that makes the most sense for your life.

Licensed insurance agent in all 50 states, ready to help wherever you live

Personalized coverage options for Life, Health, IUL, and Annuities

Fast quotes, real support, and zero pressure—ever

STILL NOT SURE?

Frequently Asked Questions

Your questions, answered. Here’s what most families want to know before getting covered.

Question 1: What’s the difference between term life and whole life?

Term life covers you for a set period (10–30 years) and is the most affordable. Whole life lasts your entire lifetime and builds cash value you can use later.

Question 2: What is an IUL and how does it work?

An Indexed Universal Life policy offers lifelong coverage plus tax-advantaged cash value growth tied to a market index—without market losses. It’s great for long-term savings or retirement planning.